https://www.privacyguides.org/en/passwords/

My response to the body of this post is https://www.privacyguides.org/en/real-time-communication/

This might address the URL of this post (I’ve never interacted with “iCloud” so I don’t necessarily know what would be a good replacement for it): https://www.privacyguides.org/en/document-collaboration/