2011, contracting for a web marketing agency I came across a tool they used that aggregated data from Market, Salesforce and data brokers.

You could put someone’s email in, and it would tell you every bit of info they ever filled out on a form for a sale or a freebie.

Name and address were often there, sometimes DoB, sometimes other PID, then there was shopping habits and history etc.

It was creepy as fuck. I dropped Facebook and twitter at the time. And I never filled a form or answered any questions at a till again. Then I started blocking trackers.

Red Dwarf did this in an Episode as well where the new AI decides he’s not crew and no longer has a subscription to air.

These days firing employees when turning a profit is what makes the stock go up.

StreetComplete to help fill in the gaps. GeoShare to translate google/apple maps locations to geocoordinates for OSM, and then adding the place in OSMAnd if you login with the OpenStreetMaps editor plugin. This is how those of us who adopted Google Maps early added so much of their data…

I use OSMAnd and the search is a lot better, not sure what client you are using.

The only difference between these maps and their data is the effort by the community to update it. Google doesn’t pay people to update places, they entice them with points and advertising. Google and Apple maps would be no different from OSM if no one updated them

Google maps only ever knew where you were going because Ingress players and Google “local guides” filled in all the data for them.

Update the out of date data. Its not hard and the more people use it the more accurate the places data will be.

Specifically OSMAnd.

Fuck that shit. Standards are called standards for a reason. MS can eat shit or comment.

I mean, in the case of changing values of currency, physical money isn’t changing anything there. As a Canadian forced to buy many things in USD I am constantly suffering from exchange rate changes which is similar. Money retains the same value in country though unless something goes really wrong at the bank of Canada. This is riskier because of trade and how interdependent nations are today.

I’m not a financial expert here, so some of the things you hit on in your reply I am not familiar with. I’ve never used GICs. RRSPs however can be invested, or sit in cash non-invested. Its the same account type either way.

Some, like BMO Investorline, will charge for it to sit in cash (Investorline charges you $100/month) - BMO Smartfolio won’t let you put things in cash, they say they aren’t setup for that.

I ended up moving my RRSP to an RRSP with my credit union. Its getting moved to an RRSP but it will sit in cash hold, uninvested, until such time as I am ready to put it back into the market. I did this before the 2020 dip as well. You can avoid the bubble popping this way. It doesn’t need to stay on the market.

In Canada at least you can have the funds pulled from the market and put in cash hold until you are comfortable with the market for RRSP/RESP.

Some banks will try to tell you you cannot do this or will charge you $100/month to keep it in cash. If they do, go to another institution and get it moved there. Many credit unions offer the same accounts with zero charges for holding cash.

Preventing their shitty brute force protection from allowing someone to get a users MS account password because they are FORCING users to use a non-local account?

The computer would have to store a hash locally to authenticate that account offline, so this is very likely why this is here. Because they’ve enabled a path to brute forcing their cloud accounts without their servers knowing.

The windows shithole is just layers of bad design all the way down.

Yeah this was way more traumatizing than anything Signs had.

Great analogy.

That’s fair, and people will use things different than the intention of the thing if it suits them. My point was more to highlight that you cannot group all things where buying and selling happen as “marketplaces” and expect the same protections/moderation etc.

This new tool is to replace the local ads/garage sale like equivalents with something self hosted. EBay is not one of these, regardless of how people choose to use it. As an auction site it is on a different level in both functional and legal experience. You cannot expect that from Craigslist, Facebook Marketplace Kijiji, or you local newspaper ads or garage sales.

But a classified ad site is not a marketplace, and that’s where we need to be mindful of the distinction.

EBay is an exception here, its also not a classified ads site.

EBay is an auction house. Auction houses have stricter rules.

Classified ads is you grandma posting her VCR for sale, or selling your used boat locally. Its a parallel to a newspaper classified section. There has never been any control on sites like this other than “buyer beware”. Craigslist, Kijiji and Facebunk Marketplace are all classified ad equivalents and have zero guarantee or protections usually.

Given these are meant to be local ads, the onus is on the buyer to go to the sellers house and verify what they are buying.

I’m running Kube on baremetal.

Unfortunately rich and developed countries with an iron grip on the markets by a few billionaires that control them you see. They ensure our options are limited.

Canadians have very limited choices in terms of services. Even our grocery store shelves are bought out by major corps and local options struggle to get their products on the shelves.

As another example, our banks have no interpayment systems outside the interac system, and they have no standard apis for payment services. So things like apps for managing budgets involve downloading a csv after our billing date passes and a lot of manual work. Most banks offer their own budget apps and they only work with their services.

We have effectively have 3 phone and internet providers… or little guys that resell access to the big 3.

The monopoly man won the game in Canada.