Too many people these days don’t use or have access to credit cards for services like this. Many people I know only use bank debit cards, or worse, use the debit preloaded cash cards issued by their employers’ payroll service provider.
Credit cards motivate banks to help you, because if you won’t pay, and the business doesn’t pay, the bank has to take the hit.
Debit cards will work as well if your bank values it’s reputation - but not all banks do.
And I would not trust a preloaded card provider to assist. You are neither their business partner nor their customer and that puts your interests at the bottom of a very long list. You have to hope some law is on your side or that your issue is so trivial that resolving it is more cost effective then dealing with you.
Credit cards are also an instrument of christofascist pedophiles who want to ban all pornography and ‘pornography’ (they consider the existence of queer people to be porn)
I paid a $300 deposit to reserve a moving company in five days.
The associate on the phone told me to read the terms carefully online
I said sure and skimmed it. Then paid the emailed invoice. I shopped around and found a rate 40% cheaper.
So I called the next day. 20 hours later. Spoke to the same associate and she said no refund because it’s within 7 days of the appointment.
I wasn’t having it. Yes it’s in the terms. Don’t care. She knew the booking was not refundable and said read the terms instead of fucking telling me that on our phone call.
I called her right the fuck out. We spoke on the phone. I didn’t self service online.
I told her I saw the terms and I don’t care. I called 20 hours after our previous call and she knew the deposit was not refundable. That’s shady as fuck.
I demanded a refund. She pointed to terms.
I said I was going to issue a charge back and blast them online in every platform I could find.
Too many people these days don’t use or have access to credit cards for services like this. Many people I know only use bank debit cards, or worse, use the debit preloaded cash cards issued by their employers’ payroll service provider.
Credit cards motivate banks to help you, because if you won’t pay, and the business doesn’t pay, the bank has to take the hit.
Debit cards will work as well if your bank values it’s reputation - but not all banks do.
And I would not trust a preloaded card provider to assist. You are neither their business partner nor their customer and that puts your interests at the bottom of a very long list. You have to hope some law is on your side or that your issue is so trivial that resolving it is more cost effective then dealing with you.
Credit cards are also an instrument of christofascist pedophiles who want to ban all pornography and ‘pornography’ (they consider the existence of queer people to be porn)
I paid a $300 deposit to reserve a moving company in five days.
The associate on the phone told me to read the terms carefully online
I said sure and skimmed it. Then paid the emailed invoice. I shopped around and found a rate 40% cheaper.
So I called the next day. 20 hours later. Spoke to the same associate and she said no refund because it’s within 7 days of the appointment.
I wasn’t having it. Yes it’s in the terms. Don’t care. She knew the booking was not refundable and said read the terms instead of fucking telling me that on our phone call.
I called her right the fuck out. We spoke on the phone. I didn’t self service online. I told her I saw the terms and I don’t care. I called 20 hours after our previous call and she knew the deposit was not refundable. That’s shady as fuck.
I demanded a refund. She pointed to terms.
I said I was going to issue a charge back and blast them online in every platform I could find.
She spoke to the owner and I got my refund.